I thought about freezing my credit for a long time. I knew it would make it harder for bad people to open accounts in my name, but it would also make things hard for me. To freeze your credit, you need to stop anyone from opening new accounts. It’s free and gives me peace of mind. Many data breaches happen, and my info may have been stolen. Freezing my credit helps protect my money and data, but it’s not a perfect solution. You need to unfreeze your credit when you want a new account. To freeze your credit, you have to create accounts with three main credit bureaus and then freeze it. It’s simple but not convenient. Freezing credit won’t solve all your identity theft worries. It’s important to be careful with passwords and monitor your accounts. In the end, I feel safer after freezing my credit.
Vocabulary List:
- Freezing /ˈfriː.zɪŋ/ (verb): The act of making something extremely cold to prevent access or change.
- Bureau /ˈbjʊə.roʊ/ (noun): An office or organization that provides a particular service.
- Breaches /briː.tʃɪz/ (noun): Instances of breaking or failing to observe a law agreement or code of conduct.
- Identity /aɪˈdɛntɪti/ (noun): The fact of being who or what a person or thing is.
- Protect /prəˈtɛkt/ (verb): To keep safe from harm or injury.
- Monitor /ˈmɒnɪtər/ (verb): To observe and check the progress or quality of something over a period of time.
How much do you know?
